How Many Teams Go Through World Cup Rugby Rugby Supporters Manage Finances Better Than Football Fans

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Rugby Supporters Manage Finances Better Than Football Fans

Rugby supporters could be smarter about managing their finances than their football-supporting peers, new research reveals.

As the England rugby team begin their World Cup defense in France and the national football team prepare for a Euro 2008 qualifier with Israel this weekend, a study by Callcredit suggests the former may be better at managing their money. The credit bureau suggested that stereotypes might be true, pointing out that the typecast of the middle-class rugby fan is able to finance going to matches more adequately than working-class football supporters. In turn, it was reported that those who watch rugby are less likely to run up debt on loans and credit cards to support their team.

Commenting on the research, Owen Roberts, head of MyCallcredit, said: “From our research we have seen that 77 per cent of rugby fans are homeowners, while only 20 per cent of football fans have managed to set foot on the property. We also found that rugby fans are less likely to get into debt financing their habit than football fans.”

“Getting behind the national team, whether it’s rugby or football, is an exciting experience for many of us. But with few of us on the same salary as our sporting heroes, we all have to consider the financial implications of our sporting passions ,” said Mr. Roberts added.

Citing a Mintel survey, the credit reference firm reported that football supporters “are at risk of seriously damaging their finances in pursuit of the beautiful game”. According to the figures, some fans can spend thousands of pounds just to follow their team, which in turn can affect their ability to service other areas of their finances such as overdrafts, mortgages and loans.

Meanwhile, Callcredit also pointed to Tom Cherrill, a 25-year-old from south London, as an example of the financial pressure football fanatics can put on themselves. He said: “I suppose I’ve spent thousands of pounds supporting Newcastle United over the years and trying to get to as many games as possible. I’ve never had to add it all up before though, with the train fares, hotels and nights taken into account, it’s shocking that it makes up such a large part of my payouts.”

Regardless of the sport they follow, those concerned about the level of debt they run up by supporting their team, in addition to other restrictions on their monthly payments such as mortgages and credit cards, may want to take out a debt consolidation loan. Earlier this year, David Kuo, head of personal finance for the Motley Fool, argued that opting for such a low-interest loan can act as a “welcome lifeline” for consumers in dire financial straits. But with research from the financial services provider showing around three in five debt consolidation consumers are borrowing more money in the future, Mr Kuo urged Britons to plan their finances properly and avoid the temptation to go back into the red.

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